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Benefit Bridge
Hero
Jennifer Jacobson
(830)212-1536
Bridging the gap between health insurance, employers and employees
Employee Health is our Top Priority.
Our Health Program is thoughtfully crafted to aid employees toward an improved quality of life.
Employee Benefits
Among the most impactful and remarkable perks a company can provide to its staff is healthcare coverage. This is why we have introduced The Essentials Health Plan! Our evidence-based initiative is dedicated to overseeing and pinpointing high-risk aspects, all with the aim of aiding employees in improving their quality of life.
Employer Benefits
We grasp the intricacies of healthcare and its advantages. We continuously assess our offerings in line with the ever-evolving healthcare and benefits environment, ensuring our commitment to discovering novel, innovative ideas and products that can better serve you and your organization. By teaming up with us, you can expect a superior benefits solution that surpasses all other options.
We are Bridging the gap to provide essential benefits at no cost and it’s never been simpler!
Additional tax savings available to Employers
offering EHP to Employees.
What is EHP?
Quote Next Door a Grow with MKG Company has partnered with a number of top insurance companies (Attentive, Companion Life, Boston Mutual, TransAmerica, Allstate and others) allowing the Essentials Health Plan to deliver not only basic MEC coverage but also other benefits such as dental, vision, accident and others.
Why does the paycheck look different?
Your paycheck total amount will not change and may even increase by a nominal amount. The regulations governing cafeteria plans allow for a pre-tax contribution and a post tax premium for all the included benefits. The tax savings from this transaction allows for your benefits to be delivered with no net cost. Government regulation requires full transparency of this transaction even though the net change is nominal.
How much does the Essentials™ cost?
As explained above, there is a cost for all the items provided by EHP, however the cost comes out of tax savings, so there is no net cost to you.
Does my company have to wait for open enrollment to sign up?
No, you can sign up at any time. It takes approximately 30 days to get started. This adds to what you already have it does not change your current health plan offerings.
My primary health plan covers preventive care also, is this duplicate coverage?
If an employee’s primary health plan is ACA compliant, there will not be a need to add the MEC portion from EHP. Those benefits will instead be replaced by other supplements the employee will find beneficial or be placed in the Universal Life plan.
How will I know when I need to participate?
Every month, employees will receive push notifications (messages and text reminders) and emails providing them with important information about their plan benefits and information intended to be used to help improve their health.
What happens if I do not participate?
You must use the service at least one time over the entire year, in order to keep your deductions tax free. For this reason, we recommend you take the health assessment in the first 30 days, fulfill your yearly obligations and start your journey to a healthier lifestyle. Of course nothing beats the advice of a doctor, so we hope you will also schedule your free yearly physical at the very least.
What benefits do I get with the Essentials Health Plan™?
What types of benefits are covered under “Preventive Care”?
All Preventive Care benefits cover the services required to be covered under ACA guidelines for the employee.
What if my company does not offer healthcare?
You may still qualify for EHP depending on how many employees you have.
We can analyze your company and see what your savings will be. There is no cost!
Contact Us Today to get started
Phone: (830) 212-1536
Email: JenniferJacobson@benefitbridgehero.com